Transition of the financial market megaregulator from moderately tough policy to neutral policy, expressed, in particular, in the reduction of the key rate, leads to a decrease in the net interest margin of commercial banks. To neutralize this process, it is necessary not to rely on market conditions, unstable factors, many of which led to the formation of record financial results of the Russian banking sector in 2016-2017, but to rely on the fundamental prerequisites and key changes in the banking business. We are talking about the introduction of innovative solutions during implementation of business processes that allow better control of risks. The paper proposes a new risk-oriented model of Bank lending to corporate clients recommended for use in credit institutions.
Tel : +7 495 649 6241
Fax : +7 800 3331538
E-mail : bgscience@idbg.ru
Address : RUSSIA, 101000, Moscow, Myasnitskaya st. 13-2
