Yulia SedovaPublished in:
Russian Journal of Entrepreneurship
– Volume 17, Number 4 (February, 2016)



Keywords: household savings, investments, savings, transformation of savings


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Abstract:

The main functional significance of savings is income capitalization, inclusion of a part of the income in the economic turnover and turning of this part into capital. This will have a positive impact on the macroeconomic development sustainability. Presently, the world economy undergoing a post-crisis period faces new economic, social and political problems. Given the ongoing sanctions against the Russian Federation, the actual macroeconomic situation makes transformation of savings into investments a top-priority task of the national economy. In this article the author discusses the mechanisms of savings transformation into investments and the ways of improving them through state regulation of the financial industry. The research results may be used in the process of state regulation of the economy both in the short and long run.

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