Smirnova Nataliya Vasilyevna – Teaching Assistant of Economic Theory Department, Far Eastern Federal University, Vladivostok
Vasyukova Lyudmila Konstantinovna – Cand. of Economic Sci., Associate Professor of Finances and Credit Department, Far Eastern Federal University, Vladivostok
The article is devoted to topical issues of improving the efficiency of the insurance market in Russia. The contradictory goals of insurance and insurance business generates the need for a new business model of the insurance market, which allows these objectives to interact optimally. The mechanism of formation of insurance reserves, as the main element of the increased production of insurance products, determines the quality of economic relations between all participants of insurance.
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