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Improvement of the Assessment Methods of the Borrowers' Creditworthiness


Mariya Berdnikova
(about the author)

Berdnikova Mariya Vladimirovna – Postgraduate Student of the Chair of Finance and Credit, Russian State Social University, Moscow

Published in:
Russian Journal of Entrepreneurship
– № 24 / December, 2012



Keywords: assessment of the creditworthiness, credit history, credit security, crediting, financial ratios


Citation:
Mariya Berdnikova (2012). Improvement of the Assessment Methods of the Borrowers' Creditworthiness. Russian Journal of Entrepreneurship, 13(24), 180-186. — url: http://bgscience.ru/com/lib/3985


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Abstract:

Under present conditions, crediting is the most profitable and at the same time risky activity of commercial banks. Consequences of the global crisis have demonstrated drawbacks of evaluation of the borrowers' creditworthiness. The paper proposes an improved method of assessment of the creditworthiness of business entities that can be used by banks in crediting.







References:
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2. Endovitskiy D.A. Analiz kreditosposobnosti organizatsii i gruppy kompaniy: uchebnoe posobie / D.A. Endovitskiy, K.V. Bakhtin, D.V. Kovtun; pod red. D.A. Endovitskogo. – M.: KNORUS, 2012. – 376 s.
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