bgscience@idbg.ru
+7 495 648 62 41 Russia, 127015, Moscow, Novodmitrovskaya st. 5A (b. 7)
Menu
  • BIBLIO-GLOBUS
    • About
  • Journals
    • Russian Journal of Entrepreneurship
    • Creative Economy
    • Scholarly Communication Review
    • Russian Journal of Retail Management
    • Leadership and Management
    • Public-Private Partnership
    • Global Markets and Financial Engineering
    • Russian Journal of Housing Research
    • Food Policy and Security
    • Russian Journal of Labor Economics
    • Russian Journal of Innovation Economics
    • Journal of Economics, Entrepreneurship and Law
    • Russian Journal of Humanistic Psychology
  • BIBLIO-GLOBUS fiction

Switch to Russian:to Russian

Improvement of the Assessment Methods of the Borrowers' Creditworthiness


Mariya Berdnikova
(about the author)

Berdnikova Mariya Vladimirovna – Postgraduate Student of the Chair of Finance and Credit, Russian State Social University, Moscow

Published in:
Russian Journal of Entrepreneurship
– № 24 / December, 2012



Keywords: assessment of the creditworthiness, credit history, credit security, crediting, financial ratios


Citation:
Mariya Berdnikova (2012). Improvement of the Assessment Methods of the Borrowers' Creditworthiness. Russian Journal of Entrepreneurship, 13(24), 180-186. — url: http://bgscience.ru/com/lib/3985


Share:

Abstract:

Under present conditions, crediting is the most profitable and at the same time risky activity of commercial banks. Consequences of the global crisis have demonstrated drawbacks of evaluation of the borrowers' creditworthiness. The paper proposes an improved method of assessment of the creditworthiness of business entities that can be used by banks in crediting.








References:
1. Bankovskoe delo: sovremennaya sistema kreditovaniya: uchebnoe posobie / O.I. Lavrushin, O.N. Afanasyeva, S.L. Kornienko; pod red. zasl. deyat. nauki RF, d-ra ekon. nauk, prof. O.I. Lavrushina. – 6-e izd., ster. – M.: KNORUS, 2011. – 264 s.
2. Endovitskiy D.A. Analiz kreditosposobnosti organizatsii i gruppy kompaniy: uchebnoe posobie / D.A. Endovitskiy, K.V. Bakhtin, D.V. Kovtun; pod red. D.A. Endovitskogo. – M.: KNORUS, 2012. – 376 s.
3. Tsirkunov N.M. Otsenka kreditosposobnosti zaemschika kak vazhnoe uslovie povysheniya effektivnosti kreditnyh operatsiy banka: dis. ... kand. ekon. nauk : 08.00.10. – M., 2007. – 172 s.

Tel : +7 495 649 6241

Fax : +7 800 3331538

E-mail : bgscience@idbg.ru

Address : RUSSIA, 101000, Moscow, Myasnitskaya st. 13-2

BIBLIO-GLOBUS Science

BIBLIO-GLOBUS Science - one of the leading science publishers in Russia.

Read More
Other sites
  • BIBLIO-GLOBUS fiction
  • BIBLIO-GLOBUS bookstore
  • National Science Publishing Association (NATSPA)
© 2016 BIBLIO-GLOBUS Science (BIBLIO-GLOBUS Publishing House). All Rights Reserved