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Improving Credit Risk Management of the 2nd Level Banks in Kazakhstan


Raushan Nazarbekova, Nazarbek Ulzhalgas
(about the authors)

Nazarbekova Raushan Serikovna – Cand. of Med. Sci., Bachelor, Kazakh University of Economics, Finance and International Commerce

Ulzhalgas Nazarbek Nazarbek – Master, Faculty of Economics, University of the CIS Network, Peoples’ Friendship University of Russia – South Kazakhstan State University, Moscow

Published in:
Russian Journal of Entrepreneurship
– № 11 / June, 2012



Keywords: credit risk, delayed credits, external risks of the borrower, internal risks of the borrower, loan portfolio, reserves, risk management, risks of maintenance


Citation:
Raushan Nazarbekova, Nazarbek Ulzhalgas (2012). Improving Credit Risk Management of the 2nd Level Banks in Kazakhstan. Russian Journal of Entrepreneurship, 13(11), 174-178. — url: http://bgscience.ru/com/lib/3676


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Abstract:

The article discusses the situation with credit risks in the Republic of Kazakhstan. Many banks face the problem of delayed credits that jeopardize their business but in order to develop they are forced to continue lending. However, today there is a shortage of quality demand for credits in the country. The authors suggest the following solution: to improve the quality of credit risk assessment taking into account the maximum number of risk factors.







References:
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2. Abuova S.N. Podkhody k snizheniyu veroyatnosti vozniknoveniya kreditnyh riskov // Қarzhy-Қarazhat. – 2009. − № 5−6.
3. Google [Elektronnyy resurs]. – Rezhim dostupa: http://www.google.kz.