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Electronic banking: management of outsourcing risks


Pavel Revenkov, Dmitriy Kuzymin, Zakhar Golant
(about the authors)

Revenkov Pavel Vladimirovich – post-graduate, member of research on competitiveness and economic efficiency of Russian industrial enterprises, Institute for Regional Economic Studies

Kuzymin Dmitriy Igorevich – post-graduate, Astafiev Krasnoyarsk State Pedagogical University

Golant Zakhar Mikhaylovich – Deputy Chairman, Committee for Public Health at the Government of Saint Petersburg

Published in:
Creative Economy
– № 12 / December, 2009



Keywords: electronic banking, outsourcing risks, regulation ofoutsourcing


Citation:
Pavel Revenkov, Dmitriy Kuzymin, Zakhar Golant (2009). Electronic banking: management of outsourcing risks. Creative Economy, 3(12), 122-129. — url: http://bgscience.ru/com/lib/193


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Abstract:

The article considers peculiarities of the application of electronic banking systems by credit institutions involving off-site institutions. The sources of typical banking risks associated with the use of provider services by a bank are examined. Examples of regulation of outsourcing in the banking and financial spheres in developed countries are presented and recommendations for credit institutions concerning provider selection and drawing up of a contract with it are provided. Also presented is a procedure for analysis of the sources of major banking risks related to the use of provider services.







References:
1. Pisymo Banka Rossii ot 31 marta 2008 goda N 36-T «O rekomendatsiyakh po organizatsii upravleniya riskami, voznikayuschimi pri osuschestvlenii kreditnymi organizatsiyami operatsiy s primeneniem sistem internet-bankinga»
2. Lyamin L.V. Analiz faktorov riska, svyazannyh s internet-bankingom / «Raschety i operatsionnaya rabota v kommercheskom banke». - 2006. - № 7-8.