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Theoretical aspects of optimization of the commercial bank's credit policy


Valentina Baydak
(about the author)

Baydak Valentina Yuryevna –

Published in:
Russian Journal of Entrepreneurship
– № 7-1 / July, 2009



Keywords: borrowers rating, commercial bank, credit policy, credit portfolio, credit risk, probability of the default, risk assessment


Citation:
Valentina Baydak (2009). Theoretical aspects of optimization of the commercial bank's credit policy. Russian Journal of Entrepreneurship, 10(7), 120-124. — url: http://bgscience.ru/com/lib/1484


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Abstract:

In modern literature, devoted to the problems of credit, there is still no coherent and clear concept of monetary policy, in general, and credit policy to meet the current needs of domestic banks, in particular. This fact cannot help affecting negatively the formation of mechanisms of banks managing credit and other risks.








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