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Digitalization and crowdfunding: features and prospects in financial engineering


Sirotkin A.S.
(about the author)

Sirotkin Andrey Sergeevich – (Moscow University for Industry and Finance “Synergy”)

Published in:
Russian Journal of Innovation Economics
– Volume 9, Number 4 (October-December 2019)

JEL classification: O31, O32, O33, O35

Keywords: alternative financing, crowdfunding, digital economy


Citation:
Sirotkin A.S. (2019). Digitalization and crowdfunding: features and prospects in financial engineering. Russian Journal of Innovation Economics, 9(4), 1661-1676. doi: 10.18334/vinec.9.4.41453


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Abstract:

The article presents an analysis of the impact of the digital revolution results on the financial market through the development of investment platforms. The development of new FINTECH services of alternative financing attraction on the one hand opens up new opportunities for obtaining borrowed proceeds, while creating competition for banking institutions. On the other hand, the development of investment platforms based on crowdfunding technologies entails huge risks that prevent their frequent use.







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