Izvekova A.D.Published in:
Creative Economy
– Volume 13, Number 10 (October 2019)

JEL classification: G21, G29, O33

Keywords: bank customers, banking product, blockchain technology, cash management, commission income, digitalization, transactional business


Share:

Abstract:

The article considers such popular and actively developing direction in the banking sector as transactional business. The place of this direction in the modern banking system is determined. Examples of existing transactional products in Russian banks are given. The potential and trends in the use of transactional services in commercial banks are investigated. The main directions necessary for the development of transactional business in Russia are revealed. The scope of application of banking digital technologies in transactional business is analyzed.

---

References:
(2013). Polozhenie Banka Rossii ot 22.12.2014 N 446-P (red. ot 09.07.2018) "O poryadke opredeleniya dokhodov, raskhodov i prochego sovokupnogo dokhoda kreditnyh organizatsiy" [Position of the Bank of Russia dated 22.12.2014 N 446-P (edited on 09.07.2018) "On the procedure for determination of revenues, expenses and other comprehensive income of credit institutions"]. Vestnik TGEU. (1). (in Russian).
Kabanov A. A. (2013). Способы повышения эффективности управления денежными потоками с помощью инструментов Cash Мanagement Вестник ТГЭУ. (1).
Rayzberg B.A., Lozovskiy L.Sh., Starodubtseva E.B. (2011). Sovremennyy ekonomicheskiy slovar [The dictionary of modern Economics] (in Russian).
Rizvanova I.A. (2017). Tranzaktsionnyy biznes kak novaya bankovskaya usluga [Transactional business as a new banking service]. Obschestvo, politika, ekonomika, pravo. (2). 51 – 56. (in Russian).
Алексей Назаров Почему банкиры больше не могут игнорировать технологии. №36, от 20.11.2018г. (in Russian). Retrieved September 29, 2019, from https://www.vedomosti.ru/partner/characters/2018/11/20/786533-bankiri-ignorirovat
Доклад «Цифровая экономика: глобальные тренды и практика российского бизнеса». Report “Digital Economy: Global Trends and Practice of Russian Business” [Doklad «Cifrovaja jekonomika: global’nye trendy i praktika rossijskogo biznesa»]. Retrieved September 02, 2019, from https://imi.hse.ru/pr2017_1
Продукты Cash Management. Retrieved July 18, 2019, from https://www.psbank.ru/Corporate/Everyday/CashManagement
Распознавание текста с помощью решений ABBYY — все гениальное просто для бизнеса. Комсомольская правда.23.05.2018г. (in Russian). Retrieved September 29, 2019, from https://www.kp.ru/guide/raspoznavanie-teksta.html
Степанов И. Транзакционный бизнес — взаимовыгодное сотрудничество банка и клиентаКонтинент Сибирь Online. (in Russian). Retrieved July 18, 2019, from https://ksonline.ru/224537/tranzaktsionnyj-biznes-vzaimovygodnoe-sotrudnichestvo-banka-i-klienta/
Сюткина В. Альфа-Банк прибегнул к BaaS и блокчейну – 13.09.2019г. – ComNews. Retrieved September 29, 2019, from https://www.comnews.ru/content/121980/2019-09-13/alfa-bank-pribegnul-k-baas-i-blokcheynu