Basirova Elvina Rinatovna – (Bashkir State Agrarian University)
Efimov Oleg Nikolaevich – (Bashkir State Agrarian University)
In article the short analysis of the market of insurance of crops is carried out; by means of criteria of dynamics of volume of the insured areas, the size of the paid insurance premium the trend of its movement is revealed. The algorithm of calculation of market capacity of agroinsurance in the Republic of Bashkortostan with use of data of monitoring of the actual sales prices of agricultural products, statistical information on dynamics of the areas and productivity of sowing cultures is offered. By calculations the actual sum of potentially possible insurance premium as resultant indicator of capacity is removed.
Highlights:
The actual trend of development of agroinsurance in Russia has the descending character.
Insurers are business structures which under all other equal conditions interests, first of all, the capacity of the mastered market.
Despite the catastrophic nature of dynamics of the market, the system of agroinsurance with state support as object of activity of insurance business remains economically attractive and almost undeveloped.
A number of authors considers that market capacity is a volume of the corresponding goods realized in this commodity market for a certain period.
We measure the capacity of the designated market by the volume of the greatest possible insurance premium removed from the territory of the republic in a year.
Capacity of the insurance market of the Republic of Bashkortostan for 2018 is measured of 1,553.44 million rubles.
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