Makeev S.N.Published in:
Russian Journal of Entrepreneurship
– Volume 19, Number 4 (April 2018)

JEL classification: G20, G21, G32

Keywords: capital adequacy, commercial bank, economic capital, economic security, mega regulator, regulatory capital


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Abstract:

Within the framework of this article, we describe theoretical and methodological approaches to assessing the state of economic security of commercial banks on the basis of a key indicator, namely, capital adequacy, taking into account all available risks. We suggest structuring the state of economic security of a commercial bank at a functional and strategic level and assessing it from a normative and corporate point of view. The article presents a formula-methodological tool for calculating; we also build an evaluation scale that, taking into account the ratio of normative and corporate economic security, determines the current status and ability of a commercial bank to develop steadily.

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