Nemtseva Yu.V., Usoltseva L.A.Published in:
Russian Journal of Entrepreneurship
– Volume 18, Number 6 (March 2017)



Keywords: risk of solvency loss of insurance organizations; corporate risk management; portfolio of insurance


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Abstract:

The article establishes a fact that the control of solvency level of insurer lies in the base of corporate risk-management system. We present the risk-management process of solvency loss, which include several stages, aimed at a risk minimization. We proposed a method to reduce risk of solvency loss using adjustment to the structure of portfolio of insurance of the organization. We showed that application of this method results in reduction in the level of capital, required covering all risk, and thereby the risk of insolvency of insurance organization reduces. These problems and results of the study may be useful for specialists engaged in issues of ensuring the solvency of the insurance company and its financial stability.

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