Gavrilchenko Yu.P.Published in:
Journal of Economics, Entrepreneurship and Law
– Volume 7, Number 1 (January-March 2017)



Keywords: bank secrecy, financial secrecy, privacy, saver, saving secrecy (secrecy of savings), savings


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Abstract:

The article studies the savings secrecy as a complex legal institution. The author reveals various aspects related to security of information about the saver, savings and savings process. We examine in detail the constitutional principle of the inadmissibility of a free interference in private affairs that has brought forth the institutions of the bank secrecy, confidential insurance information, etc. Having analyzed the content of the financial secrecy, the author concludes that the financial secrecy can be referred to natural persons. We prove the necessity of ensuring the unity of the legal regime of the savings secrecy.

Highlights:

1.The current Belarusian legislation allows splitting clearly commercial and bank secrecy.

2.Financial secrecy related to natural persons and in general can be defined as information characterizing actions of a natural person in the financial sector

3.Savings secrecy may be acknowledged as a form of a financial secrecy

4.Savings secrecy is information on availability of savings, their value, structure, parties of savings relationships and other facts that characterize savings and a savings process

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