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Minimizing the credit risks of commercial banks as a component of their economic security


Idrisova E.A.
(about the author)

Idrisova Elmira Albertovna – (The Ural State University of Economics (USUE))

Published in:
Journal of Economics, Entrepreneurship and Law
– Volume 6, Number 4 (October-December 2016)



Keywords: crediting of legal entities, economic security, interest rate, minimization of credit risks, pledge, regulatory framework


Citation:
Idrisova E.A. (2016). Minimizing the credit risks of commercial banks as a component of their economic security. Journal of Economics, Entrepreneurship and Law, 6(4), 437-443. doi: 10.18334/epp.6.4.36585


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Abstract:

The article studies economic and legal aspects of crediting of legal entities. To solve modern crediting issues, we suggest a systemic and integrated approach. In addition to improving the current bank's credit policy in the sphere of crediting of legal entities, we propose to introduce additional terms conducive to mutually beneficial cooperation between borrowers and commercial banks, thanks to which it is possible to maintain the economic security of a credit institution.







References:
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Belova A.V. (2009). Metodika analiza kreditosposobnosti zayomschikov kommercheskogo banka [Methodology for analyzing the credit-worthiness of commercial bank borrowers]. Bankovskoe obozrenie. (3). 1-3. (in Russian).
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